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Reconciling bank and M-Pesa accounts for rental income in Kenya

Nyumba Zetu

A disciplined monthly routine: statements, exceptions, and ledger posting so your accountant—and KRA—see the same numbers you do.

Bank and M-Pesa reconciliation for property rental accounts Kenya

Reconciliation is the bridge between “money came in” and “we know who paid for what.” Without it, financial statements are guesses.

Monthly steps

  1. Download complete M-Pesa and bank statements for the period.
  2. Match each credit to an invoice or tenant reference.
  3. Investigate duplicates, reversals, and unidentified deposits immediately.
  4. Post adjustments to the general ledger with notes.

When volume grows

Manual matching does not scale past a few dozen transactions. Automated matching against your rent roll saves days each month. See payment reconciliation and accounting, or request a demo.